---
listing_id: ML82053360
status: ActiveUnderContract
price: 799000
beds: 3
baths_full: 1
baths_half: 1
sqft_living: 1218
sqft_lot: 
lot_acres: 
year_built: 1978
property_type: Residential
property_subtype: Condominium
address: "163 Harbor Oaks Cir"
city: Santa Cruz
state: CA
zip: 95062
county: "Santa Cruz County"
lat: 36.976795
lng: -121.991056
days_on_market: 85
hoa_fee: 582
hoa_frequency: Monthly
garage_spaces: 0
list_agent: "Rebeca Finn"
list_office: "David Lyng Real Estate"
list_agent_phone: "(831) 331-3123"
list_agent_license: 01924139
mls_source: MLSL
modified: 2026-09-23
transaction_type: buy
---

Home | Santa Cruz County | Santa Cruz | 95062 | 163 Harbor Oaks Cir

163 Harbor Oaks Cir, Santa Cruz, CA 95062

MLS: ML82053360 | Status: Contingent | Price: $799,000
Beds/Baths: 3 / 1 /1
Property Type: Residential

Quick Facts

Beds Baths Sq Ft Sq Ft Lot Yr Built
3 1 /1 1,218 – 1978

Remarks

Just minutes from the beach and Santa Cruz Harbor, this beautifully remodeled 3-bedroom townhome offers the rare combination of coastal convenience and peaceful privacy. Tucked into the quiet rear portion of Harbor Oaks, this move-in-ready home features a remodeled kitchen, new flooring, updated lighting, fresh paint and a private enclosed patio. Enjoy the community pool, landscaped greenbelts, abundant parking and easy access to nearby beaches, trails, harbor activities and everyday conveniences.

MLS Listing Information

Field Value
MLS # ML82053360
MLS Source MLSListings, Inc.

Features

Interior Features

Feature Details
Bathrooms Double Sinks, Shower and Tub, Updated Bath(s)
Kitchen 220 Volt Outlet, Pantry
Appliances Dishwasher, Garbage Disposal, Microwave, Oven Range - Gas
Dining Room Breakfast Bar, Eat in Kitchen, No Formal Dining Room
Family Room Separate Family Room
Flooring Carpet, Vinyl/Linoleum, Wood
Laundry Hookup - Gas Dryer, Inside
Cooling Ceiling Fan
Heating Central Forced Air

Exterior Features

Feature Details
Roof Composition
Foundation Slab
Pool Community Facility, In Ground
Style Contemporary

Parking, School, and Other Information

Feature Details
Garage/Parking Carport, Guest / Visitor Parking, Garage: 0 Car(s)
Elementary District Live Oak Elementary
High School District Santa Cruz City High
Sewer Public Sewer
HOA Fee $582
HOA Fee Frequency Monthly
Complex Amenities Community Pool, Garden / Greenbelt/ Trails
Zoning RM-3

Contact Information

Rebeca Finn
David Lyng Real Estate
License #: 01924139
Phone: (831) 331-3123

Nearby Homes

Address Price Beds Baths Sq Ft Status
328 Main St 13 $899,000 2 1 1,200 Active
4251 Sea Pines Ct $890,000 3 2/1 1,422 Active
2052 Wharf Rd $877,999 2 2/1 1,227 Active
2603 Mallory Ln $799,000 2 2/1 1,241 Active
708 Frederick St 309 $688,000 1 1 766 Active

Disclosures

©2026 MLSListings Inc. All rights reserved. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information provided is for personal, non-commercial use by the viewer and may not be redistributed without explicit authorization from MLSListings Inc.

Presently MLSListings.com displays Active, Contingent, Pending, and Recently Sold listings. Recently Sold listings are properties which were sold within the last three years. After that period listings are no longer displayed in MLSListings.com. Pending listings are properties under contract and no longer available for sale. Contingent listings are properties where there is an accepted offer, and seller may be seeking back-up offers. Active listings are available for sale.

This listing information is up-to-date as of September 23, 2026. For the most current information, please contact Rebeca Finn, (831) 331-3123.