Versatile investment opportunity featuring a 3 bedroom, 1.5 bathroom main home, a 1 bedroom, 1 bathroom lower unit, and additional flexible space. The main home offers thoughtful updates throughout, including a remodeled kitchen with granite countertops and updated appliances, radiant floor heating, and engineered hardwood flooring in the main living areas. The lower unit includes a private entrance, kitchen, and living area. The property features a detached bonus room off the garage, along with a garage that offers potential for future ADU conversion (buyer to investigate), creating an additional opportunity for value-add and increased income. Energy-efficient features include double-pane windows, solar light tunnels, owned solar, and an EV charging station. Located just minutes from downtown Santa Cruz, beaches, and transit. A rare opportunity to own a flexible, multi-unit property in one of Santa Cruz's most desirable locations.
MLS #
ML82042932
MLS Source
MLSListings, Inc.
Days on Site
3
Kitchen
Countertop - Granite, Exhaust Fan, Island with Sink, Pantry
Appliances
Cooktop - Gas, Dishwasher, Exhaust Fan, Hood Over Range, Oven - Electric, Refrigerator, Washer/Dryer
Flooring
Carpet, Concrete, Hardwood, Vinyl/Linoleum
Cooling
None
Heating
Electric, Fireplace, Radiant Floors
Roof
Composition
Foundation
Concrete Perimeter and Slab
Style
Traditional
Garage/Parking
Detached, Electric Car Hookup, Gate/Door Opener, Guest / Visitor Parking, Off-Street Parking, Room for Oversized Vehicle, Garage: 1 Car(s)
High School District
Santa Cruz City High
Sewer
Public Sewer
Water
Public
Zoning
Residential Multiple
Listing Agent
Kaicie McMurray
Sherman & Boone Realtors
License #: 01827412
Phone: (831) 687-9025
Co-Listing Agent
Marley Botelle
Sherman & Boone Realtors
License #: 02242643
Phone: (831) 244-3137
| # Buildings | # Leased Units | # Total Units |
|---|---|---|
| 2 | 2 | – |
| Unit # | Sq Ft | Beds | Baths | Rent |
|---|---|---|---|---|
| 1 | 2,272 | 3 | 1/1 | $4,730 |
| 2 | 153 | 1 | 1/0 | $2,475 |
631 Riverside Ave is a Residential Income in Santa Cruz, CA 95060. This 2,387 square foot property sits on a 7,841 Sq Ft Lot and features – bedrooms & – full bathrooms. It is currently priced at $1,349,000 and was built in 1948. This address can also be written as 631 Riverside Ave, Santa Cruz, CA 95060.
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This listing information is up-to-date as of April 17, 2026. For the most current information, please contact Kaicie McMurray, (831) 687-9025