---
listing_id: ML82040171
status: Active
price: 3200000
beds: 0
baths_full: 0
baths_half: 0
sqft_living: 5309
sqft_lot: 6882
lot_acres: 
year_built: 1965
property_type: Residential Income
property_subtype: 
address: "140 Bay St"
city: Santa Cruz
state: CA
zip: 95060
county: "Santa Cruz County"
lat: 
lng: 
days_on_market: 28
hoa_fee: 
hoa_frequency: 
garage_spaces: 0
list_agent: "Janet Romanowski"
list_office: "David Lyng Real Estate"
list_agent_phone: "(831) 359-5454"
list_agent_license: 00826867
mls_source: MLSL
modified: 2026-04-01
transaction_type: buy
---

Home | Santa Cruz County | Santa Cruz | 95060 | 140 Bay St

140 Bay St, Santa Cruz, CA 95060

MLS: ML82040171 | Status: | Price: $3,200,000
Beds/Baths: – / –
Property Type: Residential Income

Quick Facts

Beds Baths Sq Ft Sq Ft Lot Yr Built
5,309 6,882 1965

Remarks

Coastal living meets strong investment performance in this exceptional 8-unit property just steps from the beach in a highly sought-after Westside neighborhood. Located half a block from iconic W Cliff Dr, this well-maintained building features 8 one-level, 1BR/1BA, separately metered units. Ground floor units enjoy small outdoor spaces ideal for plants or personal touches, while the upper units capture neighborhood and downtown views. Professionally managed, these units are consistently occupied, offering stable cash flow and long-term investment reliability. With consistent demand in this prime coastal location, it presents both immediate income and upside potential. Upgrades and amenities include a new DuroLast roof in 2021, double pane windows, on-site laundry, bike racks and dedicated off-street parking. A high Walk Score gives residents easy access to the Santa Cruz Wharf, vibrant downtown, and nearby public transit. Just a few blocks away, sandy beaches and world-class surfing at Steamer Lane offers the perfect coastal escape if you choose to keep one unit for yourself. Multi-unit properties like this rarely come to market, making this one a unique opportunity to acquire a prime asset in one of Santa Cruz's most desirable locations. Photos are when units were vacant.

MLS Listing Information

Field Value
MLS # ML82040171
MLS Source MLSListings, Inc.
Days on Site 28

Features

Interior Features

Feature Details
Kitchen Countertop - Formica, Exhaust Fan
Appliances Exhaust Fan, Microwave, Oven Range - Electric, Washer/Dryer
Flooring Carpet, Laminate
Laundry Coin Operated
Cooling Ceiling Fan
Heating Wall Furnace

Exterior Features

Feature Details
Roof Other
Foundation Concrete Perimeter

Parking, School, and Other Information

Feature Details
Garage/Parking Assigned Spaces, Off-Street Parking, Garage: 0 Car(s)
High School District Santa Cruz City High
Sewer Public Sewer
Water Public
Zoning RT

Contact Information

Janet Romanowski
David Lyng Real Estate
License #: 00826867
Phone: (831) 359-5454

Property Units

# Buildings # Leased Units # Total Units
1 8 8

Unit Details

Type Sq Ft Beds Baths Min Rent Max Rent Units Like This
1 662 1 1/0 $1,981 $2,475 8

Disclosures

©2026 MLSListings Inc. All rights reserved. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information provided is for personal, non-commercial use by the viewer and may not be redistributed without explicit authorization from MLSListings Inc.

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This listing information is up-to-date as of April 01, 2026. For the most current information, please contact Janet Romanowski, (831) 359-5454.