---
listing_id: ML82021222
status: Closed
price: 1863000
beds: 3
baths_full: 2
baths_half: 1
sqft_living: 1164
sqft_lot: 2396
lot_acres: 
year_built: 2011
property_type: Residential
property_subtype: Single Family Residence
address: "440 Lago Ln"
city: Santa Cruz
state: CA
zip: 95062
county: "Santa Cruz County"
lat: 36.967205
lng: -122.000608
days_on_market: 224
hoa_fee: 
hoa_frequency: 
garage_spaces: 1
list_agent: "Linda Bailey"
list_office: "Miritz & Bailey Real Estate, Inc"
list_agent_phone: "(831) 818-1944"
list_agent_license: 01369236
mls_source: MLSL
modified: 2026-01-30
transaction_type: recentlySold
---

Home | Santa Cruz County | Santa Cruz | 95062 | 440 Lago Ln

440 Lago Ln, Santa Cruz, CA 95062

MLS: ML82021222 | Status: Sold | Price: $1,863,000
Beds/Baths: 3 / 2 /1
Property Type: Residential

Quick Facts

Beds Baths Sq Ft Sq Ft Lot Yr Built
3 2 /1 1,164 2,396 2011

Remarks

Unparalleled Harbor Location Just steps from the Santa Cruz Harbor, this residence offers the ultimate coastal lifestyle. Stroll to the beach, indulge at renowned restaurants, or embark on a sail from your own neighborhood. Crafted with exceptional quality, the home features a thoughtfully designed floor plan with a gourmet kitchen appointed with granite countertops, seamlessly opening to a dramatic open-beamed living room. Expansive custom doors invite you to an elegant entertaining deck, where you can enjoy breathtaking sunsets and sparkling harbor lights. The private primary suite occupies the upper level, complete with a spacious wardrobe, while the lower level offers two comfortable guest bedrooms and a full bath. A generous backyard with an outdoor shower provides the perfect retreat after a day at the beach. With its prestigious location, refined finishes, and captivating views, this home embodies the best of Santa Cruz coastal living. A rare opportunity not to be missed.

MLS Listing Information

Field Value
MLS # ML82021222
MLS Source MLSListings, Inc.

Features

Interior Features

Feature Details
Bedrooms Primary Suite/Retreat, Reverse Floor Plan, More than One Bedroom on Ground Floor
Bathrooms Double Sinks, Primary - Stall Shower(s), Shower and Tub, Skylight, Full on Ground Floor
Kitchen Countertop - Granite, Exhaust Fan
Appliances Dishwasher, Exhaust Fan, Garbage Disposal, Oven Range - Gas, Refrigerator, Washer/Dryer
Dining Room Dining Bar
Family Room No Family Room
Fireplace Insert, Living Room
Flooring Hardwood
Laundry Inside
Cooling None
Heating Forced Air

Exterior Features

Feature Details
Roof Composition
Foundation Concrete Perimeter

Parking, School, and Other Information

Feature Details
Garage/Parking Enclosed, Garage: 1 Car(s)
Elementary District Live Oak Elementary
High School District Santa Cruz City High
Sewer Public Sewer
Water Public
Zoning R-1-3.5

Contact Information

Linda Bailey
Miritz & Bailey Real Estate, Inc
License #: 01369236
Phone: (831) 818-1944

School Ratings

School data provided by GreatSchools.org

Nearby Schools

School Type Grades Distance Rating
Gault Elementary School public K-5 0.77 mi 5
Shoreline Middle School public 6-8 0.78 mi 7
Del Mar Elementary School public K-5 0.88 mi 4
Santa Cruz City Elementary Alternative Education-Monarch School public K-5 1.19 mi 9
Ark Independent Studies School public 6-12 1.19 mi 4
Alternative Family Education School public K-12 1.19 mi 8
Costanoa Continuation High School public 9-12 1.19 mi 2
Live Oak Elementary School public K-5 1.20 mi 5
Branciforte Middle School public 6-8 1.24 mi 9
Green Acres Elementary School public K-5 1.33 mi 6
Harbor High School public 9-12 1.39 mi 7
Santa Cruz Adult public UG 1.40 mi N/A
Ocean Alternative Education Center public K-8 1.41 mi 8
Special Education Preschool public UG 1.41 mi N/A
De Laveaga Elementary School public K-5 1.65 mi 8
Santa Cruz High School public 9-12 1.77 mi 10
Mission Hill Middle School public 6-8 1.99 mi 9
Bay View Elementary School public K-5 2.17 mi 8
Santa Cruz County Special Education School public K-12 2.56 mi N/A
Santa Cruz County Community School public 7-12 2.56 mi 4

Disclosures

©2026 MLSListings Inc. All rights reserved. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information provided is for personal, non-commercial use by the viewer and may not be redistributed without explicit authorization from MLSListings Inc.

Presently MLSListings.com displays Active, Contingent, Pending, and Recently Sold listings. Recently Sold listings are properties which were sold within the last three years. After that period listings are no longer displayed in MLSListings.com. Pending listings are properties under contract and no longer available for sale. Contingent listings are properties where there is an accepted offer, and seller may be seeking back-up offers. Active listings are available for sale.

This listing information is up-to-date as of January 30, 2026. For the most current information, please contact Linda Bailey, (831) 818-1944.