Own a modern 1-bedroom condo with a RARE private balcony in SF’s premier luxury high-rise—MIRA. Unit features updated flooring, in-unit laundry, and access to resort-style amenities incl. fitness center, BBQ terrace, residents’ lounge, and 24/7 lobby attendant—all steps from East Cut Crossing, one block to the Embarcadero, and minutes to BART. 1-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100; 2 people = $124,700; 3 = $140,250; 4 = $155,850; 5 = $168,300. Must be 1st-time homebuyer and income eligible. Unit available through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring and other restrictions. Take advantage of TEMPORARILY RELAXED buyer eligibility: up to 120% AMI, no need to be 1st time homebuyer, exclusion of income from assets, flexibility for homebuyer education, reduced financing requirements! Unit will be listed on DAHLIA, the SF Housing Portal, starting on the application date, February 13, 2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due 3/6 by 5 PM. OPEN HOUSE: 2/21 & 2/22 from 2-4 PM, 2/23 from 5-7 PM. Fair housing opportunity.
MLS #
EB41123976
MLS Source
Bridge MLS
Days on Site
8
Bathrooms
Primary - Shower(s) over Tub(s)
Appliances
Cooktop - Electric, Dishwasher, Garbage Disposal, Microwave, Oven Range, Refrigerator, Dryer, Washer
Fireplace
None
Laundry
Laundry Area - In Unit
Cooling
Central -1 Zone
Roof
Other
Pool
None, Pool - No
Style
Contemporary
Garage/Parking
No Garage, Garage: 0 Car(s)
Sewer
Public Sewer
Water
Public
HOA Fee
$828
HOA Fee Frequency
Monthly
Complex Amenities
Gym / Exercise Facility
280 Spear St. 2b is a Condominium in San Francisco, CA 94105. This 608 square foot property sits on a 0 Sq Ft Lot and features 1 bedrooms & 1 full bathrooms. It is currently priced at $409,181 and was built in 2020. This address can also be written as 280 Spear St. 2b, San Francisco, CA 94105.
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This listing information is up-to-date as of February 20, 2026. For the most current information, please contact David Yi, (510) 917-0447