---
listing_id: ML82040171
status: Active
price: 3200000
beds: 0
baths_full: 0
baths_half: 0
sqft_living: 5309
sqft_lot: 6882
lot_acres: 
year_built: 1965
property_type: Residential Income
property_subtype: 
address: "140 Bay St"
city: Santa Cruz
state: CA
zip: 95060
county: "Santa Cruz County"
lat: 36.961299
lng: -122.02727
days_on_market: 58
hoa_fee: 
hoa_frequency: 
garage_spaces: 0
list_agent: "Janet Romanowski"
list_office: "David Lyng Real Estate"
list_agent_phone: "(831) 359-5454"
list_agent_license: 00826867
mls_source: MLSL
modified: 2026-05-21
transaction_type: buy
---

Home | Santa Cruz County | Santa Cruz | 95060 | 140 Bay St

140 Bay St, Santa Cruz, CA 95060

MLS: ML82040171 | Status: | Price: $3,200,000
Beds/Baths: – / –
Property Type: Residential Income

Quick Facts

Beds Baths Sq Ft Sq Ft Lot Yr Built
5,309 6,882 1965

Remarks

Coastal living meets strong investment performance in this exceptional 8-unit property just steps from the beach in a highly sought-after Westside neighborhood. Located half a block from iconic W Cliff Dr, this well-maintained building features 8 one-level, 1BR/1BA, separately metered units. Ground floor units enjoy small outdoor spaces ideal for plants or personal touches, while the upper units capture neighborhood and downtown views. Professionally managed, these units are consistently occupied, offering stable cash flow and long-term investment reliability. With consistent demand in this prime coastal location, it presents both immediate income and upside potential. Upgrades and amenities include a new DuroLast roof in 2021, double pane windows, on-site laundry, bike racks and dedicated off-street parking. A high Walk Score gives residents easy access to the Santa Cruz Wharf, vibrant downtown, and nearby public transit. Just a few blocks away, sandy beaches and world-class surfing at Steamer Lane offers the perfect coastal escape if you choose to keep one unit for yourself. Multi-unit properties like this rarely come to market, making this one a unique opportunity to acquire a prime asset in one of Santa Cruz's most desirable locations. Photos are when units were vacant.

MLS Listing Information

Field Value
MLS # ML82040171
MLS Source MLSListings, Inc.
Days on Site 58

Features

Interior Features

Feature Details
Kitchen Countertop - Formica, Exhaust Fan
Appliances Exhaust Fan, Microwave, Oven Range - Electric, Washer/Dryer
Flooring Carpet, Laminate
Laundry Coin Operated
Cooling Ceiling Fan
Heating Wall Furnace

Exterior Features

Feature Details
Roof Other
Foundation Concrete Perimeter

Parking, School, and Other Information

Feature Details
Garage/Parking Assigned Spaces, Off-Street Parking, Garage: 0 Car(s)
High School District Santa Cruz City High
Sewer Public Sewer
Water Public
Zoning RT

Contact Information

Janet Romanowski
David Lyng Real Estate
License #: 00826867
Phone: (831) 359-5454

Property Units

# Buildings # Leased Units # Total Units
1 8 8

Unit Details

Type Sq Ft Beds Baths Min Rent Max Rent Units Like This
1 662 1 1/0 $1,981 $2,475 8

School Ratings

School data provided by GreatSchools.org

Nearby Schools

School Type Grades Distance Rating
Santa Cruz High School public 9-12 0.73 mi 10
Bay View Elementary School public K-5 0.76 mi 8
Mission Hill Middle School public 6-8 0.99 mi 9
Gault Elementary School public K-5 1.46 mi 5
Santa Cruz City Elementary Alternative Education-Monarch School public K-5 1.53 mi 9
Ark Independent Studies School public 6-12 1.53 mi 4
Alternative Family Education School public K-12 1.53 mi 8
Costanoa Continuation High School public 9-12 1.53 mi 2
Westlake Elementary School public K-5 1.69 mi 9
Branciforte Middle School public 6-8 1.84 mi 9
Santa Cruz County Community School public 7-12 1.95 mi 4
Santa Cruz County Rop School public 10-12 1.95 mi N/A
Santa Cruz County Special Education School public K-12 1.95 mi N/A
Shoreline Middle School public 6-8 2.29 mi 7
Del Mar Elementary School public K-5 2.41 mi 4
Santa Cruz Adult public UG 2.49 mi N/A
Harbor High School public 9-12 2.58 mi 7
De Laveaga Elementary School public K-5 2.67 mi 8
Green Acres Elementary School public K-5 2.67 mi 6
Live Oak Elementary School public K-5 2.72 mi 5

Nearby Homes

Address Price Beds Baths Sq Ft Status
603 Mission St $2,700,000 5,923 Active
234 High St $3,200,000 6,338
512 2nd St $2,700,000 2,957 Active
300 Columbia St $3,150,000 3,520 Active

Disclosures

©2026 MLSListings Inc. All rights reserved. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information provided is for personal, non-commercial use by the viewer and may not be redistributed without explicit authorization from MLSListings Inc.

Presently MLSListings.com displays Active, Contingent, Pending, and Recently Sold listings. Recently Sold listings are properties which were sold within the last three years. After that period listings are no longer displayed in MLSListings.com. Pending listings are properties under contract and no longer available for sale. Contingent listings are properties where there is an accepted offer, and seller may be seeking back-up offers. Active listings are available for sale.

This listing information is up-to-date as of May 21, 2026. For the most current information, please contact Janet Romanowski, (831) 359-5454.